R.I.P King of Pop

R.I.P King of Pop
I Love You!!! You Will Be Missed!!

About Me

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Metairie, Louisiana, United States
I am a very down to Earth person who has a lot in life to be thankful for. I love meeting new people and making them laugh! I want to get a Ph.D in Clinical Pyschology and become a pyschologist.

"Best Film of 2008" In My Opinion!

"Best Film of 2008" In My Opinion!

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"Best Film Of 2009" In My Opinion!

"Best Film of 2010" In My Opinion!

"Best Film of 2010" In My Opinion!

"Best Film of 2011" In My Opinion!

"Best Film of 2011" In My Opinion!

Blog Archive

Wednesday, March 4, 2009

Wonderful World Of Credit Card Traps: Good? or Bad?


I decided to blog on Credit Card because I feel that they have a lot of weight and meaning to them.


Positives (that I have noticed): they boost ur FICO Credit Score; they help ur overall credit; they are good to have in case of emergencies esp. now that the economy is so bad-but u CANNOT abuse them because the over limit fees will kill u alone along with the hefty finance charges they love to access on you. So this last one can be a positive or a negative-it was just a warning to ya as well :)


Negatives: if you do NOT make ur payments on time-your FICIO score will go downhill and it is hard to raise back up; fees and over limit charges do not look good on ur credit report or the company on which u have the credit card; no one will offer u nothing at a low rate r with no deposit if ur credit/payment history is always late and u never make ur payments on time!


Everything now a days is based solely on credit so maintaining a good and strong credit history can carry u a long way when u apply for a car, home, etc. I just had to vent on this because I think people need to know about it!

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